Bank Response Codes

General bank response codes: Code: Response: Detailed Response: 39: No Credi

t Account: The customer’s card issuer has declined the transaction as the Credit Card number used is not a credit account. 40: Function Not Supported: The customer’s card issuer has declined the transaction as it does not allow this type of transaction. 41: Lost Card

Response codes are supplied by the merchant’s bank to your payment gateway

provider after making contact with the customer’s card issuer.

bank response codes Find following CBA COMMLINK Response Codes. These codes

are returned in field 039 of the Record Of Transaction from the CardGate Payment Gateway. These codes are also returned by the CardGate Internet and LEMOTO Services.

All returned bank response codes other than ‘100’ indicate that a transa

ction did not succeed for some reason. Note: Response Reason Code ‘109’ indicates the transaction previously succeeded. In general, codes values of ‘300’ or higher are Issuer/Association Declines, while those in the ‘200’ series are Rejects.

bank response codes Each time a transaction is processed through the CAS pay

ment gateway to the bank, the bank returns a 2 digit response code which identifies the reason the payment was approved or declined. A full list of response codes is included below.

The customer should use an alternate credit card, or contact their bank. Not

e: This response code can also be returned via the Rapid API if you run a transaction query prior to the transaction being completed. 12 Invalid Transaction: The bank has declined the transaction because of an invalid format or field. This indicates the card details ...

PayJunction will return a standardized response code for each of your transa

ctions. In general, 00 is the only approval code our system will return (the rest are all decline codes). A declined 05 is the most common and general decline code.

ACH Return Codes (R01 – R33) Below are ACH return codes, reasons, and deta

ils. If you are a VeriCheck merchant and require more information on an ACH return please contact our support desk. If you’re not processing ACH/eCheck payments through VeriCheck today, please contact our sales department for more information.

Authorization Record - based on amount, action code, and MOP (Batch response

reason code for Debit Only) 741. Validation Failed. Unable to validate the Debit. Authorization Record - based on amount, action code, and MOP (Batch response reason code for Debit Only) 750. Invalid Transit Routing Number

Result Code : Result Message: Response Type: Description: 100: Transaction w

as approved: Info: An authorized transaction is a debit or credit card purchase for which the merchant has received approval from the bank that issued the customer’s payment card.

bank response codes Each time a transaction is processed through the Paymate

system to the bank, the bank returns a 2 digit response code which identifies the reason the payment was approved or declined. A full list of response codes is included below.

This is a list of Hypertext Transfer Protocol (HTTP) response status codes.

Status codes are issued by a server in response to a client's request made to the server. It includes codes from IETF Request for Comments (RFCs), other specifications, and some additional codes used in some common applications of the HTTP. The first digit of the status code specifies one of five standard classes of ...

ISO 8583 Code to Google Code Mappings; 0 Successful approval/completion or t

hat VIP PIN verification is valid SUCCESS: 1 Refer to card issuer ISSUER_DECLINED

(aka Direct Entry Transaction Response Codes) In all cases where the respons

e code requires the account holder to contact their bank, it will help if they can provide a date and amount of the failed attempted transaction and specifically ask the bank why they returned that status for the attempted transaction.

avs response codes Address Verification Service (AVS) is a service provided

by the payment brands that determines the match or partial match of the consumer's address information. The responses are returned to you during the authorization process via your transaction processing software/hardware, and can help determine your next action ...

Denied by Bank - Response Codes When a charge request for Credit Card is rec

eived, there are layers of security that it has to go through. The last one would be the Bank’s automated authorization system. The bank’s authorization system take various factors into account, such as spending habits, account balance, card information, etc.

Reason Code Description 00 Approved or completed successfully 01 Refer to ca

rd issuer 02 * Refer to card issuers special conditions 03 Invalid merchant 04 Pick-up 05 Do not honor 06 E...

The street addresses match but the postal/ZIP codes do not, or the request d

oes not include the postal/ZIP code. P: Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats. B: Street addresses match, but postal/ZIP code not verified due to incompatible formats.

👉in this video These codes are unique code which is linked to failed or d

eclined transaction to know more details watch this video till the end👉Hi Friends ...

When the bank confirms it will process correctly, attempt the transaction ag

ain. 58: Function Not Permitted To Terminal: The code appears when the card cannot be used for this type of transaction or when the merchant processing account is not properly configured. The response usually appears when test cards are used on the live gateway. 59 ...

Response codes In most cases transactions are authorized successfully, but i

t might happen that a transaction cannot be authorized, and the customer’s card is declined by the issuing bank or the payment processor. In this case you will receive a specific error code for a transaction with a particular customer.

Reason Codes . The reason_code field contains additional data regarding the

decision response of the transaction. Depending on the decision of a transaction request, the default receipt page or your receipt page is displayed to the customer.

If the response code shows 150, it denotes Blocked ATM Card. You need to app

ly for a new ATM Card and activate the same. These are the meaningful SBI ATM response codes and the easy solutions which every SBI ATM Cardholder must be aware of. SBI ATM Response Code Lists: ERROR CODES AND SOLUTIONS

Response Codes The following table contains the Royal bank response codes lo

cated in the last three bytes of the SPDH Header (P-48) as well as the corresponding ISO Response Codes (P-39 or FID 'X'). The terminal and Secure PIN Entry Device (SPED) messages will be returned in the ISO P-54 and SPDH FID 'g' fields if required.

Processor-Specific Response Parameters When a transaction finishes, the Payf

low server returns a response string made up of name-value pairs. The following is an example response string: RESULT= 0 &PNREF=EFHP0D426A53&RESPMSG=APPROVED&AUTHCODE= 25 TEST& AVSADDR =Y& AVSZIP =N&CVV2MATCH=Y

Response Code. Authorization Message. Reponse Definition. 00 or 85. Exact Ma

tch: Approved transaction. There was an exact match on the zipcode and address that was provided. 00 or 85. Address Match: ... The bank that has issued this card does not allow this type of purchase.

The Exact Response code indicates the status of a transaction as it is sent

to the financial institution and returned to the client. The Response Code "00" (Transaction Normal) indicates that the transaction was processed normally. Any response other than "00" indicates that it was not normal.

Transaction was declined for reasons detailed in Response Code and Response

Description. Failed: eCheck verification was performed and the results were negative (NEG) or the transaction failed for reasons detailed in the Response Code and Response Description. Funded: eCheck item was funded to or from the merchant's bank account. Ready

EFT Canada (batch) Response Codes: Direct Debit/eCheck Response Codes (Canad

a ACH) (Processing Codes) Code Message Description; Direct Debit/eCheck Response Codes (Canada ACH) ... Previously active account has been closed by a customer or customer's bank. 907: No Debit Allowed:

Response Codes: Code Definition Status Action 00 Approved Approved None 01 C

all/Refer to Card Issuer Decline Voice 02 Refer to Card issuer's special conditions Decline Voice ...

These codes are found in the transaction response in the “response” obje

ct along with a corresponding message. A full list of Approval Codes and Decline Codes is available here . $0.99 is reserved for approvals.

Simulate unapproved Bank Responses. You can use the dollar amounts between 5

000.00 - 5999.00 to trigger a variety of Bank Responses, where the desired response code is added to 5000. Simulate unsuccessful Ecommerce Responses. You can use the penny amounts to trigger a variety of eCommerce Responses, where the desired response code is added to ...

Here is the complete list of bank response codes - https://support.payeezy.c

om/hc/en-us/articles/203730509

The customer's bank is unwilling to accept the transaction. The reasons for

this response can vary – customer will need to contact their bank for more details. Soft: 2039: Invalid Authorization Code: The authorization code was not found or not provided.

Credit card status codes. In all cases where the response code requires the

card holder to contact the issuing bank, to assist in the enquiry you will need the date and amount of the attempted transaction which failed and also why the bank returned that status for the failed transaction.

The response code provided by the backend system. Please note that response

codes can be different depending on the used payment type and backend system. While for credit card payments, the response code ‘00’ is the most common response for an approval, the backend for giropay transactions for example returns the response code ‘4000 ...

NACHA Return Status Codes. Status values starting with the letter R are NACH

A specification reject and return reason codes that indicate that the consumer portion of the payment has been returned (typically a closed bank account, invalid bank account, insufficient funds, or dispute).

Transaction Reject Reason Codes; 2001 Invalid Amount. 2002 Invalid Bank ID.

2003 Invalid Bank Transit Number. 2004 Invalid Bank Account Number. 2005 Invalid Reference Number. 2006 Duplicate Reference Number. 2007 Invalid Client ID. 2008 Invalid Effective Date. 2009 Refund No Match. 2010 Amount Exceeds Limit. Response Codes. C001 Invalid Type ...

HTTP status code HTTP status message Adyen status message Notes; 200: OK: Re

quest processed normally: The request message has been successfully processed, and it has produced a response. The response message varies, depending on the request method and the requested data. 400: Bad Request: Problem reading or understanding request

Nayax Australia bank response codes Each time a transaction is processed, th

e bank returns a 2 digit response code which identifies the reason the payment was approved or declined. A full list of response codes is included below.

This code refers to a problem with the oxygen sensor bank 1 sensor 1, with i

t being slow during catalyst monitoring. This code is a generic trouble code, meaning it applies to all vehicles equipped with OBD-II system, especially those made since 1996 up to present.

The authorization response says “Call, “Call Auth,” or “Call Center.

” A “call” authorization response may be issued if the bank would like more information about the transaction; it is not always indicative of suspected fraud. If this response appears, conduct a Code 10 call and supply the information requested.