Experian Glossary Of Codes

The following are definitions for terms and codes that may appear in the "Tr

adeline Information" band on the Experian Collection Report. Some of the data elements also appear on the Experian Credit Profile report, but they are coded differently on the collection reports to more precisely categorize data according to the specific needs of collectors.

The following are definitions for terms and codes that may appear in the "Tr

. adeline Information" band on the Experian Collection Report. Some of the data elements also appear on the Experian Credit Profile report, but they are coded differently on the collection reports to more precisely categorize data according to the specific needs of collectors.

Experian uses the 2013 version of Standard Industrial Classification (SIC) c

odes or the 2012 version of NAICS to categorize the general nature of a company's operations. Experian obtains this industry categorization from public records, information providers, and other sources. It is typically reviewed every 12-15 months.

In most cases, the Experian reports contain both the SIC Code and the NAICS

Code for that business. SIC Code: The Standard Industrial Classification is a United States government system for classifying industries by a four-digit code. ... End of glossary:

EXPERIAN Credit Profile Report EXPERIAN 701 Experian Parkway P.O.Box 2002 Al

len, TX 75013-0036 1-888-397-3742 Date Reported: 8/1/2003

Geographical Code This information is received from the Census Bureau and re

presents the state, Metropolitan Statistical Area, county, tract and block group of the reported address. This code is similar to a ZIP Code™. Grace Period The time period you have to pay a bill in full and avoid interest charges. Guarantor Person responsible for ...

Experian websites have been designed to support modern, up-to-date internet

browsers. Experian does not support Internet Explorer versions 10.0 and below. If you are currently using a non-supported browser your experience may not be optimal, you may experience rendering issues, and you may be exposed to potential security risks.

Experian Ltd is authorised and regulated by the Financial Conduct Authority

(firm reference number 738097). Experian Ltd is registered in England and Wales (no. 00653331). Registered office: The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ.

Often called reason codes (or credit score codes or credit scoring codes), t

hey appear on any credit report pulled by a bank or lender. Normally there is a maximum of 4 codes for each agency.

0084 is a code that Experian uses to signify that the social security number

does match. Reported via A/R tape, but different from inquiry means that the information that was inputted manually is also reported via tape. 12. Remember, if you have any questions or need assistance, please call us 626 798-6670. Our customer service is available 6AM ...

15. Inquiries shows the Experian subscribers that have recently requested th

e credit report, by name, date, subscriber code, and kind of business (with type, terms and amount, in some cases.). 16. Consumer Assistance Contact provides Experian's address and phone number (to be given to the consumer with any adverse action notice based on this credit report.)

Current - Tradelines where a payment has been made within terms are called "

Current." DBT (Days Beyond Terms) - The average number of days a firm pays its bills past the invoice due date. The Credit Report color of the predicted DBT is based upon observed norms of all U.S. businesses; Green for all entries 15 days or less, Yellow for all entries between 16 and 50 days, Orange for all entries ...

Your Experian ID - An Experian ID is an account that you’ll need to access

many of our Services. An Experian ID is created when you sign up to our Services online. By doing so, you accept the Experian ID Terms. You may not be able to access some of our Services until you have an Experian ID, or if you or we cancel or suspend your Experian ID.

Experian lets you choose from a range of business credit reports and monitor

ing products. Get an Experian business credit report before you hire companies. ... the Chapter 7 trustee and the proceeds distributed to creditors according to the priorities established in the code. Chapter 11 ... End of glossary:

Experian uses the "PLUS Score," an educational Credit Score that can range f

rom 330 to 830, with a higher score indicating lower credit risk. H This type of inquiry appears on your Credit Report when you give a business, financial institution, landlord, or employer permission to check your credit in order to open a new account, obtain a loan ...

Experian Equifax Transunion; Reason Code (Alpha/Numeric) (Fico II) (Beacon 5

.0) (FICO Classic 98/04) Amount owed on accounts is too high: A/01: 01: 01: Level of delinquency on accounts: B/02: 02: 02: Too few bank revolving accounts: C/03: NIU: NIU: Proportion of loan balances to loan amounts is too high: I/33: 33: 03: Too many bank or national ...

A UK postcode (also known in various countries as post code, postal code or

zip code) is an alpha-numeric code which sits at the end of a postal address for the purpose of sorting mail. How does a Postcode work? The first part of a postcode - the "outcode" - identifies the postal district, i.e. SW is South West London.

Experian Ltd is authorised and regulated by the Financial Conduct Authority

(firm reference number 738097). Experian Ltd is registered in England and Wales (no. 00653331). Registered office: The Sir John Peace Building, Experian Way, NG2 Business Park, Nottingham NG80 1ZZ.

A “B” in Experian-speak signifies an account change. We could not find a

“KB,” however, even in this Experian Glossary of Account Conditions and Payment Status (PDF). Therefore, we cannot say what KB means, and how it varies from an ordinary K.

A ZIP Code is the postal code system used in the United States by its Postal

Service (USPS). ZIP stands for Zone Improvement Plan and was chosen since it implies that mail will be delivered more efficiently by ‘zipping along’ if senders use the code when addressing items to mail.

(*The earliest possible 'Experian Established Date' is 1977.) Experian BIN E

xperian has a unique identification number for each company location in its database. The Experian BIN is 9 characters long. This number can be found in the text of all Experian reports you purchase from SmartBusinessReports.com.

Below you’ll find a glossary of terms commonly found in credit score reaso

n codes. ... information about a consumer’s credit history. There are three national credit reporting companies — Equifax, Experian, and TransUnion. ...

Code G, found in the "consumer payment history" section of an Experian credi

t report, means that at least one account is in collections. This code is applied if the loan -- possibly a credit card, car loan or line of credit -- is so far past due the lender felt it necessary to turn the file over to a collection agency.

FICO score. A FICO score is a particular type of credit score — one offere

d by FICO, the company that pioneered their use. Like other credit scores, a FICO score is a three- digit numeric value that assesses a borrower’s credit risk.

A comprehensive data quality management glossary that defines many of the le

ading data quality terms used in the industry today.

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The EX range is for Experian Fair Isaac V2, which is most used by lenders fo

r EX and used to be available on here before EX did what they did. I agree on the misprint. Your LO would know though that 9002 isn't a real score (or at least I'd think they'd know).

Besides the three main credit bureaus having their own risk factor codes, FI

CO NextGen has come out with a long list of codes as well. There are well over 150 FICO codes so we have not listed them all out. Below, we have integrated the FICO NextGen codes into the table below with the Equifax, TransUnion and Experian codes.

The identity protection of our members’ private information is our top pri

ority. To provide you with optimal protection, we offer you identity protection services through Experian ®´, an industry leader in providing credit monitoring and identity theft protection services.This service is being provided to you, free of charge, for as long as you’re a Blue Cross member, but you’ll need ...

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Experian's CAPE includes estimates, projections and Census 2010 values for t

housands of variables and includes some American Community Survey (ACS) fields. The same sources of information enabling the building of estimates and projections may not be available for Puerto Rico and would result in many empty field values in CAPE.

Identify new opportunities, reach your most profitable customers, and establ

ish best practices to manage relationships. Experian offers a variety of tools, including data and portfolio management systems and reporting software, to help you gain a full view of your customers' credit activity and behavior so that you can market the right products at the right time to valued customers and ...

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When it comes to credit scores and credit reports, Experian is one the most

recognizable names in the industry. It has customers from all over the world and provides each one with a detailed credit report, including information on credit, debt, credit searches, and more, all for a low monthly payment.

Because title brand definitions vary by state, sometimes a title brand will

not transfer to the title in the new state, which means the title becomes "clean". To protect yourself from hidden title brands, even if a vehicle moves to another state, purchase an AutoCheck vehicle history report.

Juniper Research acknowledges Experian’s pedigree in the digital identity

industry and gives high marks for strength of product COSTA MESA, Calif.–(BUSINESS WIRE)–Experian has been selected as one of the leaders in the current digital identity landscape in Juniper Research’s Digital Identity: Technology Evolution, Regulatory Landscape & Forecasts 2020-2025 report.

Experian does not currently accept coupon codes, however they do have great

ways to save money on their site. However, Experian will occasionally hold sales and special trial offers. The free report gives a lot of information, and a very inexpensive trial is available to get more information.

Experian Data Quality, leading provider of data management services, gathere

d the address data and applied data append for income data and organized it all into what we think you'll find to be a fascinating little graphic. In the first portion, you'll find a map of the United States broken down into regions and then further into states.

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