Opt In For Prescreened Offers

Prescreened offers can help you learn about what's available, compare costs,

and find the best product for your needs. Because you are pre-selected to receive the offer, you can be turned down only under limited circumstances. The terms of prescreened offers also may be more favorable than those that are available to the general public.

Opt-In and be eligible to receive Firm Offers. This option is for consumers

who have previously completed an Opt-Out request - (electronically through this website). If you choose to Opt-Out, you will no longer be included in firm offer lists provided by these four consumer credit reporting companies.

Prescreened offers can help you learn about what's available, compare costs,

and find the best product for your needs. Because you are pre-selected to receive the offer, you can be turned down only under limited circumstances. The terms of prescreened offers also may be more favorable than those that are available to the general public.

Opt Out Prescreen. Under the FCRA, you’re able to opt out of credit and in

surance offers that aren’t initiated by you. If you’ve previously opted out, you’ll need to opt back in (you’re opted in by default). The website you need to use is: https://www.optoutprescreen.com. Click opt in and follow the prompts. Chase

The FCRA provides consumers with the right to opt out of prescreened offers,

both regular mail and email offers. You can opt out of prescreened lists prepared by the national credit reporting ...

If you've opted out of prescreened offers, you can opt back in by calling 88

8-5-OPTOUT (888-567-8688) or visiting OptOutPrescreen.com and choosing the opt-in option. Many consumers prefer receiving prescreened credit and insurance offers, as they may be targeted for an offer that's not available to the general public.

You can choose to stop receiving “prescreened” offers of credit from thi

s and other companies by calling toll-free 1.888.567.8688. See PRESCREEN & OPT-OUT NOTICE on other side for more information about prescreened offers.

You can "opt out" of receiving preapproved or prescreened credit offers from

mailing lists generated for lenders by Experian and the other national credit reporting agencies. To do so, call 1 888 5OPTOUT (1 888 567 8688) or go online to www.optoutprescreen.com and follow the instructions.

Firm offers of credit must be accompanied by two separate notices: a short n

otice and a long notice. The short notice must conspicuously inform consumers that they have the right to opt out of prescreened offers of credit, provide the toll-free telephone number to call to opt out, and direct consumers to the long notice. Sample Short Notice

On the website, you can submit an online request to opt out from receiving o

ffers for five years. You can also download and print a form to mail in to opt out permanently. If you have previously opted out from receiving pre-screened offers and decided you want to receive them again, you can also opt back in.

You can opt in to offers, opt out for five years or request a form in the ma

il for permanent opt-out. Online: Visit OptOutPrescreen.com and fill out the electronic opt-in or opt-out request, or download the permanent opt-out election form.

If you do not want to receive prescreened offers of credit from this and oth

er companies, call the consumer reporting agencies at 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt Out Request, P.O. BOX 505, Woodlyn, PA 19094-0505, Equifax Options, P.O. BOX 740123, Atlanta, GA 30374-0123, or Experian Opt Out ...

Opt-in. One thing you need to make sure that you have done is opt-in to rece

iving pre-screened offers. If you’re currently opted out there’s a chance you may have missed offers. You can opt-in by clicking here. No recent Chase cards

Prescreened Offers of Credit and Insurance Author: Federal Trade Commission

Subject: Companies sometimes solicit new customers by sending pre-screened offers. Find out how prescreening works and what happens when you opt out. 8.5"x5.5", 12 pages, color. Keywords: credit, do not call, offer, opt out Created Date: 1/30/2014 2:47:53 PM

In addition to opting-in, you need to be a good candidate for a targeted off

er. A solid credit score with a clean credit history are key to being targeted for great offers. Some offers may be regionally targeted, others on a specific age demographic and some may even be focused on an existing customer with an excellent relationship.

Take action, get access and get help with security freezes, prescreen offers

, fraud and active duty alerts. Prescreened Offers Creditors and insurers may use credit file information as the basis for sending you unsolicited offers of credit or insurance.

How to stop prescreened offers: FCRA allows consumers the right to “opt ou

t” of receiving prescreened offers of credit and insurance for either five years or permanently by using a toll-free number or making the request in writing. To opt out by phone: To opt out by telephone, consumers may call 1-888-5-OPTOUT (1-888-567- 8688).

Call 1-888-5-OPTOUT or 1-888-567-8688 to opt-out by phone or visit www.optou

tprescreen.com to opt-out online. If you prefer, you can also opt-out directly through each of the credit reporting companies. You can find their contact information here. You’ll need to provide your current name, social security number, address, and date of birth.

You receive prescreened offers —sometimes called “pre-approved” offers

—because you appeared on a credit reporting agency’s list of qualified borrowers based on criteria established by the lending...

After that, one may start receiving prescreened direct mail offers again and

will have to once again opt out. There are other opt-out programs available for the non-firm offers of credit. There’s the National Do Not Call Registry which is an easy way to be removed from a telemarketing list.

Opting out won’t stop all prescreened credit card and insurance offers. An

opt-out prevents offers that go through a national credit reporting company. Unfortunately, some offers are sent directly to you from a list owned by the offerer or another party. In addition, it can take weeks or even months for the affected offers to trickle to a stop.

Prescreened offers sometimes called “preapproved” offers are based on in

formation in your credit report that indicates you meet the criteria set by the company. Prescreened solicitations come via mail, but you also may get them in a phone call or in an email. You have the consumer right to opt-out of prescreened credit offers or opt-in

Automatically qualify existing customers for pre-selected offers and determi

ne cross-selling opportunities by applying powerful prescreen data capabilities. Tailored programs to service key industry needs across card, loan, mortgage and insurance products, such as:

By completing and returning our Prescreened Offers of Credit and Insurance O

pt Out form, you will permanently opt out of the lists that LexisNexis Risk Solutions provides to businesses for the purpose of making you a firm offer of credit or insurance.You may, however, continue to receive offers from businesses that use other vendors to help compile their prescreened lists.

A new Federal Trade Commission rule requires notice to consumers regarding t

heir right to "opt-out" of future prescreened solicitations. Under the Fair Credit Reporting Act (FCRA), persons who use a credit report to make an unsolicited or "prescreened" offer of credit to a consumer must clearly and conspicuously disclose certain items with each written prescreened solicitation.

The Consumer Credit Reporting Industry has created a way for consumers to op

t out of receiving prescreened offers. You can choose to not receive calls, emails, or letters forever or for the next five years. There are three ways to do this: Call 1-888-5-OPT-OUT (1-888-567-8688)

§ 1022.21 Affiliate marketing opt-out and exceptions. § 1022.22 Scope and

duration of opt-out. § 1022.23 Contents of opt-out notice; consolidated and equivalent notices. § 1022.24 Reasonable opportunity to opt out. § 1022.25 Reasonable and simple methods of opting out. § 1022.26 Delivery of opt-out notices.

Equifax Information Services LLC maintains your credit file and provides inf

ormation to certain customers, including credit card companies and lenders, so that they may offer pre-approved offers to consumers as permitted by the FCRA. If you prefer not to receive such offers, visit www.optoutprescreen.com or call (888) 5-OPT-OUT (or 888-567-8688).

Opt-Out / Opt-In . Opt-Out of Unsolicited Credit and Insurance Offers. The F

air Credit Reporting Act allows SageStream, LLC (“SageStream”) to include your name and address on prescreen lists used by creditors and insurers for sending you unsolicited offers of credit or insurance.

Don’t want to receive these types of prescreened offers? The Federal Credi

t Reporting Act provides you with the right to opt out of these offers. To opt out of prescreened lists: Call 888.5.OPTOUT (888.567.8688). Submit your request at OptOutPrescreen.com. Send a letter to: Experian Opt Out, PO Box 919, Allen, TX 75013

You can opt out for five years electronically or by phone (888-567-8688), or

you can mail in a form to block prescreened offers permanently. (You may still receive offers from companies you ...

No problem. You can opt out of all pre-screened credit offers by visiting th

e Federal Trade Commission (FTC) website and opt out of pre-screened offers. You can decide either to block pre-screened offers for five years or indefinitely, based on your name and address. There are a few key things to know about this process, however.

Inquires for prescreened offers do not affect your credit score. The toll fr

ee opt-out number (1-888-5-OPTOUT or 1-888-567-8688) is the number established by the three national credit bureaus - Experian, TransUnion, and Equifax. You do not need to opt out separately with all three bureaus. You can opt out for five years or permanently.

Prescreened offers of credit or insurance – sometimes called “preapprove

d” offers - are sent to consumers unsolicited, usually by mail. They are based on information in consumers’ credit reports that indicates that the individuals receiving the offer meet the criteria set by the company making the offer.

If you want your name and address removed from prescreen mailing lists obtai

ned from the major credit reporting companies — TransUnion, Experian, Equifax and Innovis — please contact us. Online. www.optoutprescreen.com. Phone. 888-5-OPT-OUT (888-567-8688) Mail. TransUnion Opt Out Request. P.O. Box 505. Woodlyn, PA 19094

In this video, I talk about the benefits of opting out of pre-screened offer

s of credit. Did you know that the credit bureau will sell your information to po...

Prescreened offers (sometimes called “preapproved” offers) are based on

information in your credit report. Unless you “Opt-Out”, your personal information is widely shared among companies to inundate you (and your mailbox) with applications and offers for their various financial products.

Opt Out Prescreen allows you to remove yourself from credit card offers by c

alling 1-888-5-OPT-OUT (1-888-567-8688). The credit bureaus offer this toll-free number to allow consumers to take their names off the list of credit and insurance marketing companies, leading to less unsolicited ads and pre-approved credit card offers.

How do I opt out? You can opt out from receiving prescreened offers either f

or five years, or permanently. There’s also an option to opt-in later if you change your mind. To opt out for five years. Call toll-free 1-888-5-OPT-OUT (1-888-567-8688) or visit www.optoutprescreen.com

How to Opt-Out of a Prescreen List. Creditors and insurers may use credit fi

le information as the basis for sending you unsolicited offers of credit or insurance. These are known as ‘prescreened’ offers. You may choose to exclude your name from prescreened offers. You have the option to opt-out for 5-years or opt-out permanently.

Don’t want to receive these types of prescreened offers? The Federal Credi

t Reporting Act provides you with the right to opt out of these offers. To opt out of prescreened lists: Call 888.5.OPTOUT (888.567.8688). Submit your request at OptOutPrescreen.com. Send a letter to: Experian Opt Out, PO Box 919, Allen, TX 75013

The Federal Trade Commission, which manages the process for permanently remo

ving people from prescreened credit and insurance pitches, advises visitors to its opt-out website that they may actually want to receive some of these offers.

What are "prescreened credi... Announcements. Power outages and damage from

Winter Storm Uri may be affecting service for some customers. We are working to restore service as quickly as possible. C. Carol .

The prescreen opt-out model notice was included in this rescission. II. Tech

nical Changes To Correspond to Statutory Changes Resulting From the Dodd-Frank Act. The Commission promulgated the Prescreen Opt-Out Notice Rule at a time when it had rulemaking authority for a broader group of consumer report users.